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How can I avoid the additional charge (e.g.: handling fees, processing fees)?
Updated at Feb 6, 2026, Viewed 0 times
While most payment methods at ACLAS are designed to be flexible and secure, some payment options may include additional handling or processing fees depending on the method you choose. These fees are not charged by ACLAS but by third-party payment processors to cover their operational and transaction costs.

Ways to Avoid Extra Charges



1. Choose Payment Methods Without Processing Fees

You can avoid the 6% payment processing fee by selecting payment options that do not impose extra charges, such as:

- PayMyTuition (low or no additional fee except the standard convenience fee shown before payment)
- USDT (Cryptocurrency)
- Western Union
2. Pay in Full Instead of Installments

If you choose an installment plan, a $2 handling fee is applied to each payment. Paying your tuition in full can help you avoid these recurring charges.

3. Avoid Certain Gateways That Apply Processing Fees

The following payment gateways include a 6% processing fee per transaction:

- PayPal
- Wintopay
- Geoswift
- Xendit
4. Review All Fees Before Confirming Payment

Before completing your payment, carefully review the payment quote or invoice summary. All applicable fees are displayed upfront by the payment processor so you can choose the most cost-effective option.


Important Notes



  • If you want to minimize costs, we recommend using PayMyTuition, USDT, or Western Union, and paying your tuition in full.