Why there is a processing fee when making payments via PayPal, WintoPay, Geoswift or Xendit?
Updated at Feb 6, 2026, Viewed 0 times
When making your tuition or program payments through PayMyTuition, please note that some of the payment methods may require a convenience fee charged by the third-party payment processor.
This fee is not charged by ACLAS, but rather by PayMyTuition to cover the costs associated with processing international transactions. These may include:
International bank transfers
E-wallet payments
Credit and debit card transactions
The convenience fee is automatically calculated and clearly displayed in your payment quote before you finalize your transaction. This ensures full transparency, allowing you to review all costs before completing your payment.
By using PayMyTuition, you can benefit from:
Secure and compliant international payment processing
Competitive exchange rates
Multiple currency and payment options
Please note that this fee does not go to the school — it is retained by PayMyTuition to offset the operational costs and service charges imposed by credit card providers and financial networks.
Why Convenience Fees Are Charged
Processing costs: Electronic payments, particularly credit card transactions, involve higher processing fees than traditional methods like bank transfers or checks.
Third-party processor costs: The fee is applied by the payment processor (PayMyTuition) to cover transaction handling expenses that are passed on by card companies and financial institutions.
How to Avoid the Convenience Fee
Use an eCheck or bank transfer: Many institutions allow you to avoid the convenience fee by choosing eCheck or direct bank transfer options within the PayMyTuition payment portal, as these methods have lower processing costs.
Check for alternative payment options: Before completing your payment, review the available methods, as some may offer zero-fee options depending on your country or currency.
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In summary:
The convenience fee is applied by PayMyTuition to cover transaction handling costs for certain payment methods. You will always see this fee reflected in your quote before making the payment, ensuring you know the exact amount you’re paying.
